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19 October 2026

The habit app that makes skipping stuff feel like winning

A phone screen with a candle crossed out, held by Dip the squirrel

You're about to tap "buy." Then you don't.

That's the moment the habit happens, and nothing in your banking app notices it. NutBit is a habit app for impulse spending built around that moment. Spot the urge, resist it, log it as a save. Then stash that money toward a goal and watch it fill. No bank login, no budget spreadsheet.

One nut at a time.

Resisting should feel like something

Skip a $6 latte and your balance doesn't change. Your brain gets nothing, so the habit never sticks.

NutBit fixes that. Catch the urge, skip the latte, and log it as a save. Now your resisted urge is on the record: a win you can see, with a dollar value and a place in your history. The same goes for the ride you walked instead, the packed lunch, and the thing you left in the cart.

The nut drops into your goal jar when you stash it.

Every nut needs a job

"Save more" is vague. A trip is not. Give each goal a target, a date and a photo. NutBit shows your progress, plus a daily number (green, amber or red) for what you'd need to put away to hit the date. Want to go bigger? Add a stretch goal. The trip is the goal. The boat day is the bonus.

Save first. Stash when you're ready.

  • Save = you resisted it. You log it. No money moves.
  • Stash = you actually move that money to an account of your own, or put it in an envelope or your piggy bank. You do it. NutBit keeps the count.

NutBit never touches your money and never connects to your bank.

Streaks, XP and a safety net

Daily streak. XP. Levels. Badges for your first save, your 100th, your 90-day run. Missed a day? A Streak Saver covers you. Showing up beats being perfect.

Better with your people

Start a shared goal with friends, a partner or family: a trip, a gift, a party. Everyone has their own share and does their own stash. The goal shows how the group is doing. There's also a weekly friends league, and on Plus, friend challenges.

Meet Dip & Tuck

Two squirrels. Dip is the impulse: fast, funny, one tap from checkout. Tuck is the habit: calm, dry, gold glasses. Dip usually caves first ("Awww, Nuts!"). Tuck usually wins. Watch them do it in our short videos.

Free vs Plus

The core loop (save, stash, goal) is free, and it stays free.

  • Free: 3 goals, 6 save types, join one shared goal, streaks, XP and badges.
  • Plus: unlimited goals, save types and shared goals, more Streak Savers, challenges, deeper insights.

Every new account gets a 14-day trial of NutBit Plus with all features unlocked. We don't ask for your card. After that, Plus is $5.99/month or $49.99/year. Founding members lock in $3.99/month or $29.99/year for as long as they stay subscribed, while the offer lasts. Billed through the App Store.

FAQ

  • Is NutBit a bank or investing app? No. It never holds, moves or invests your money.
  • Do I have to link my bank? No. You log it yourself.
  • How long does it take? A few seconds per save.
  • When can I get it? Coming soon to iOS. Join the waitlist.

Skip it. Log it. Stash it. Join the waitlist and grab a founding-member spot.

NutBit is a habit-tracking tool. It does not hold or move your money and is not financial advice.

Be first to know when NutBit launches